How it works

Flexible funding to help non-bank lenders scale, build, and seize more opportunities.

Flexible funding to help non-bank lenders scale, build, and seize more opportunities.

The 365 Funding process

Our end-to-end process gives you the capital, tech, and support you need.

Scenario
Assessment

Borrower
Due Diligence

Credit
Underwriting

Loan
Settlement

Loan
Servicing

Loan
Management

Loan
Discharge

Our lending solutions

Choose from a range of products built for speed, control, and the way you do business.

01

Non-regulated/regulated long-term loans

Scalable funding for investors, self-employed borrowers, and SMSFs to refinance, unlock equity, or purchase property.

Loan Size

$250k - $5.5m

Loan Size

$250k - $5.5m

Loan Size

$250k - $5.5m

LVR

85%

LVR

85%

LVR

85%

Term

30 years

Term

30 years

Term

30 years

02

Non-regulated construction loans

Smart capital for new builds, project completions, and refinancing to get developments moving.

Loan Size

$500k - $40m

Loan Size

$500k - $40m

Loan Size

$500k - $40m

LVR

70%

LVR

70%

LVR

70%

Term

24 months

Term

24 months

Term

24 months

03

Non-regulated short-term loans

Fast, flexible funding for business borrowers and property professionals seizing new opportunities.

Loan Size

$250k - $40m

Loan Size

$250k - $40m

Loan Size

$250k - $40m

LVR

75%

LVR

75%

LVR

75%

Term

36 months

Term

36 months

Term

36 months

04

Regulated bridging loans

Tailored property bridging finance that helps your borrowers buy, sell, or refinance without delays.

Loan Size

$200k - $10m

Loan Size

$200k - $10m

Loan Size

$200k - $10m

LVR

75%

LVR

75%

LVR

75%

Term

12 months

Term

12 months

Term

12 months

Why partner with us?

Simplify your origination

Take the hassle out of dealing with multiple funding counterparties with one streamlined solution.

Reduce your cost of capital

Partnering with 365 Funding allows you to fund more loans at a lower cost, increasing your margins and profitability.

Capital-light model

Reduce overheads and operational burden, so you can focus on building your brand and growing your broker and borrower network.

Retain customer relationships

Leverage our wholesale funding to strengthen your brand presence and enterprise value.

Who we partner with

You’re an established or emerging non-bank lender or mortgage originator

You write your own loans and manage borrower relationships

You’re looking to scale your loan book and expand into new products

You need funding support without losing control of your lending strategy

You want access to institutional-grade lending capital and proven credit expertise

You’re an established or emerging non-bank lender or mortgage originator

You write your own loans and manage borrower relationships

You’re looking to scale your loan book and expand into new products

You need funding support without losing control of your lending strategy

You want access to institutional-grade lending capital and proven credit expertise

You’re an established or emerging non-bank lender or mortgage originator

You write your own loans and manage borrower relationships

You’re looking to scale your loan book and expand into new products

You need funding support without losing control of your lending strategy

You want access to institutional-grade lending capital and proven credit expertise

Flexible funding. Reliable backing.

With the right capital, there’s no limit to what you can achieve.

Flexible funding. Reliable backing.

With the right capital, there’s no limit to what you can achieve.

Flexible funding. Reliable backing.

With the right capital, there’s no limit to what you can achieve.

FAQ's

What is private wholesale funding for non-bank lenders?

What makes 365 Funding different from other private funding providers?

Can I keep control of my borrower relationships?

Does 365 Funding support different types of lending products?

What kind of support do you provide beyond capital?

Is there a minimum volume requirement to partner with 365 Funding?

What is private wholesale funding for non-bank lenders?

What makes 365 Funding different from other private funding providers?

Can I keep control of my borrower relationships?

Does 365 Funding support different types of lending products?

What kind of support do you provide beyond capital?

Is there a minimum volume requirement to partner with 365 Funding?

What is private wholesale funding for non-bank lenders?

What makes 365 Funding different from other private funding providers?

Can I keep control of my borrower relationships?

Does 365 Funding support different types of lending products?

What kind of support do you provide beyond capital?

Is there a minimum volume requirement to partner with 365 Funding?

Important information

AltX Ventures Holdings Pty Limited ACN 619 131 449, Credit provided under AHC Finance Pty Limited ACN 161 006 846 Australian Credit Licence 448165.

All funding products and services are subject to credit assessment, eligibility criteria, and lending limits. Terms, conditions, fees, and charges apply. The information provided is factual in nature and does not constitute a recommendation for any financial product(s) or tax advice. For financial or tax guidance, please consult a licensed financial or tax adviser.

© 2025

AltX Ventures Holdings Pty Limited

Important information

AltX Ventures Holdings Pty Limited ACN 619 131 449, Credit provided under AHC Finance Pty Limited ACN 161 006 846 Australian Credit Licence 448165.

All funding products and services are subject to credit assessment, eligibility criteria, and lending limits. Terms, conditions, fees, and charges apply. The information provided is factual in nature and does not constitute a recommendation for any financial product(s) or tax advice. For financial or tax guidance, please consult a licensed financial or tax adviser.

© 2025

AltX Ventures Holdings Pty Limited

Important information

AltX Ventures Holdings Pty Limited ACN 619 131 449, Credit provided under AHC Finance Pty Limited ACN 161 006 846 Australian Credit Licence 448165.

All funding products and services are subject to credit assessment, eligibility criteria, and lending limits. Terms, conditions, fees, and charges apply. The information provided is factual in nature and does not constitute a recommendation for any financial product(s) or tax advice. For financial or tax guidance, please consult a licensed financial or tax adviser.

© 2025

AltX Ventures Holdings Pty Limited